Home Buying Tips 7 reasons why online househunting won’t replace a realtor You know that saying, ‘Don’t believe everything you read online’? Well, this can actually apply to home advice, too. There are a variety of apps like Zillow, Trulia, Realtor.com and FSBO.com that can seem like they have all the answers. However, it might not be the smartest move to only base your home-buying decisions on […]
Home Buying Tips Closing costs: What you can expect to pay When you plan to start your home-buying journey, it may seem like there are a lot of steps you have to take to achieve homeownership. Things like finding a good realtor, getting preapproved, making an offer and even hiring an inspector. Plus, one step that’s commonly forgotten about, closing costs! But before all these steps […]
Home Buying Tips Managing moving costs: tips for first-time homebuyers Many first-time homebuyers are so focused on saving up for their down payment and closing costs that they forget that there are also costs that come with getting the stuff from your old home to your new home. Whether you’re moving down the block, from the city to the suburbs (or vice versa) or going […]
Uncategorized How different types of debt could affect your mortgage* Just like there are good and bad fats, there are also good and bad debts. No matter which kind of debt you have, they can affect your mortgage approval in some way. But it’s important to understand this impact BEFORE you go through the process. Unfortunately, we aren’t health experts, BUT we can help you understand your […]
Uncategorized Seller concessions: What you need to know when buying a home In the ever-changing world of real estate transactions, the concept of seller concessions is gaining a lot of focus from agents and buyers. Understanding these concessions is essential for making informed homebuying decisions. What are Seller Concessions? Simply put, seller concessions refer to items that the seller agrees to pay for on behalf of the […]
Uncategorized 6 tax deductions homeowners may qualify for In case you needed the reminder, taxes are due by April 15! So, since tax season is officially here, we thought it’d be a great time to talk about the tax breaks available to you as a homeowner. Most tax benefits are tax deductions, which are reductions to your taxable income. This is helpful because […]
Home Buying Tips Why a pre-approval should be your first stop in the home-buying process Trying to buy a home can definitely be overwhelming, especially for first-time home buyers. With so many moving parts, it can be hard to know what you should be doing first and how the process actually works. But if the mortgage process has you all confused, you’ve come to the right place! We’re breaking down […]
Uncategorized How soon after purchasing my home can I refinance? With historically low interest rates, you’re probably seeing a fair share of news items declaring what a great time it is to refinance your home. After all, refinancing can be a smart financial move if it results in lowering monthly payments, reducing loan duration, or building home equity more quickly. But the bigger question lingers: How soon […]
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Home Buying Tips What to do when buying a new home before selling your current one Are you starting to outgrow your current home? Are you thinking it’s time to downsize? That’s awesome! But let’s talk about how to transition from one home to another.   When you think you found “the one,” it can be tempting to just jump on the opportunity before selling your current home. So the question […]
Uncategorized How can I buy an Airbnb rental property? How many times do you go on vacation each year? Many people go on at least one trip, if not more. But no matter how many you take, you’re going to need a place to stay when you travel. Nowadays, many people are choosing fun and unique Airbnb spaces over boring hotels. Airbnb owners have […]
Market Update Buying a home now may be a smarter long-term move! Some home buyers think we’re in a housing bubble and home prices will soon drop significantly, giving them a golden opportunity to snatch up a home. But what if we told you the housing market is stronger than you may think and that waiting might not be your best option financially?   Buying a home […]
Uncategorized Renovating? Get home improvement costs baked into your loan Homeownership is an exciting milestone, but when you’re looking at a home that needs a little elbow grease, it’s not always cut and dry. In fact, the cost of home improvements can be a significant hurdle that many hopeful homeowners have to face head-on. Having a home that reflects your personal style and meets your […]
Home Buying Tips 6 tips to keep credit scores looking good Buying a house can be a huge wake-up call, especially when you learn what your credit score is and how it affects your mortgage application. On the bright side, the average FICO score in the U.S. was 714 in 2022, which is pretty darn good overall. However, that includes the higher scores of people who […]
Home Buying Tips 5 Tips for Making the Most Out of Open House Season Open houses can be an excellent way for prospective homebuyers to get a feel for a property before making an offer. However, a few mistakes can be made during the open house that can harm your chances of getting the home you want. Here are some of the ways you can prep to make attending […]
Home Buying Tips 18 things homebuyers should look for before making an offer Buying a home is a big-time undertaking, and knowing what to look for before making an offer can be a little unnerving for anyone on the hunt, especially first-time homebuyers. Whether you’re considering living in an urban, suburban or rural area, make sure, first and foremost, that it’s safe and clean and that you’re OK […]
Home Buying Tips 8 misconceptions about mortgages If you’re in the market for a new home and have done some research into what it takes to get a home loan, you may already know that navigating the world of mortgages without guidance from an expert can be a major headache. It’s like wading through a sea of confusing financial jargon with all […]
Home Buying Tips Is springtime really the best time to buy a home? Everything goes through upheaval in the Spring. That’s an old saying describing farming and gardening, but it holds true for new homebuyers, too. Spring is when the whole world wakes up from a winter nap and people start to feel like they need to put down new roots. Depending on where you live, the home-buying […]
Home Buying Tips The ins and outs of a top-to-bottom home inspection During the height of the pandemic, when people were moving homes fast and furiously, some people bought homes sight unseen – with a virtual walk-through as their only basis for making an offer. This was somewhat common when families relocated some distance away, like to another state or cross country. Others may have gone to […]
Home Buying Tips 6 questions renters should ask when applying for a mortgage We’ve written this blog for you if: you’ve grown out of your apartment you’re tired of paying rent and watching it land in someone else’s pocket rather than your own you have no idea what goes into buying your first home Let’s face it, anyone buying a home for the first time is in unfamiliar […]
Market Update 2023 housing market spurred by mixed bag of economic data Another round of positive economic data let investors breathe a sigh of relief that the Federal Reserve may have reason to significantly slow down its quantitative tightening measures. The latest consumer price index (CPI) showed inflation cooled off slightly with a 0.1% month-over-month decrease. On an annual basis, the price of consumer goods rose by […]